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Take control of your money. Build better habits. Track with clarity.
The Budget & Savings Tracker is a simple, clean, and beginner-friendly digital spreadsheet designed to help you manage your income, expenses, savings, and financial tasks — all in one place.
Perfect for students, teachers, freelancers, and small business owners who want clarity without complexity.
✔ Monthly Budget & Savings Sheet
✔ To-Do List Sheet for financial tasks
✔ Auto-calculations (no math needed)
✔ Clean & minimal design
✔ Beginner-friendly layout
✔ Instant digital download
Enter your monthly income
Enter your monthly expenses
Savings are calculated automatically
View your monthly savings
Track your savings growth (%)
Compare months easily
Use the To-Do List to plan:
Bill payments
Budget reviews
Savings goals
Financial tasks
📄 1 Excel / Google Sheets file
📄 1 Quick “How to Use” PDF guide
✔ Compatible with:
Microsoft Excel
Google Sheets
✔ Students managing monthly allowance
✔ Teachers planning personal finances
✔ Small business owners tracking cash flow
✔ Freelancers with variable income
✔ Anyone starting their budgeting journey
No advanced skills required.
✨ Simple & clean (not overwhelming)
✨ Saves time & reduces stress
✨ Helps build consistent money habits
✨ Works for any income level
Budgeting made easy and realistic.
This is a digital product.
After purchase, you’ll receive instant access to download your files.
❌ No physical item will be shipped.
For personal use only
Do not resell or redistribute
Colors & layout may vary slightly by device
Make a copy before editing (Google Sheets)
At GrowthGrid Studio, we create simple digital tools to help you grow — financially, personally, and professionally.
Start small. Stay consistent. Grow smarter.